Guy Jean coordinates your life insurance, annuities and beneficiary designations alongside your attorney, so the pieces of your plan agree with each other. He is a licensed insurance agent, not an attorney, and works with the legal team you already have or can refer you to one.
Reviews and coordinates your life insurance and annuity beneficiary designations, identifies gaps in liquidity for estate costs, and makes sure your coverage supports the plan you intend to leave behind.
Drafts your will, trust and other legal documents, and advises on the legal structure of your estate. Guy Jean is not an attorney and does not draft these documents. If you need one, he can point you toward a licensed estate attorney.
Life insurance and annuities generally pass directly to the named beneficiary outside of probate, regardless of what a will says. That matters on timing as much as on who gets what. Florida law holds an estate open at least three months for creditor claims under Fla. Stat. 733.702, and formal administration commonly runs six months to a year, while a death benefit paid to a named beneficiary skips that line. An outdated designation can undo years of planning, so Guy Jean checks yours against your current wishes in every estate conversation.
No. Guy Jean is a licensed insurance agent, not an attorney or tax advisor. He coordinates life insurance, annuities and beneficiary designations to support your estate plan, and works alongside a licensed estate attorney who drafts your wills, trusts and other legal documents.
Beneficiary designations on life insurance and annuities generally pass directly to the named beneficiary outside of probate, so keeping them current and aligned with your overall plan is one of the simplest ways to make sure assets go where you intend.
A life insurance policy can provide liquidity so your heirs are not forced into a fire sale of property or other assets to cover estate settlement costs or taxes. Whether this applies to your situation depends on your specific estate, so Guy Jean coordinates with your attorney or tax advisor on the details.
Yes. For wills, trusts and other legal documents, you need a licensed estate attorney. Guy Jean's role is to make sure your insurance and annuity coverage supports the plan your attorney puts in place.
If the name on it is a former spouse, a deceased parent, or blank, that is a twenty minute fix today and a lawsuit later. Guy works with the attorney you already have, or points you toward one.
Guy Jean will reach out shortly with your options. Prefer to talk sooner? Book a free call.